Protecting your health and your belongings when you travel is important to you and to everyone here at Steinbach Financial.  The government health plan you rely on at home, likely does not cover you as much as you think it does in the event of a medical emergency. What happens if your trip is interrupted or your baggage is lost or stolen?  Of course you understand the importance of purchasing travel insurance to make sure you are not only protected against the large expense that comes from emergency medical treatment for an accident or illness, but also for a missed connection, travel delays and lost baggage.

Plans available as Single Trip or Multi-Trip Annual options:

• If you are planning a one time trip, up to 183 days (or more by request), choose the Single Trip option.  This is a favorite for Snowbird travelers and families enjoying a vacation together.  There is no age limit for the Single Trip option.

• If you will be traveling more than one time in the year, consider choosing a Multi-Trip plan for either 15 or 30 days.  Take as many trips in the year as you want.  If you are a sun-seeker, vacationer or business traveler who travels more than once a year, then this is the option for you.  You must be aged 79 or under to choose this option. Please call or email us for a quote.

Emergency Medical Travel Insurance

Covers emergency medical and dental expenses (22 essential benefits) up to $5,000,000.  If you are under age 59, there are no medical questions and for those age 60 and up, a simplified medical questionnaire.  The benefits include semi-private hospital rooms, treatment by a physician, diagnostic tests, private duty nursing, ambulance fees, assistance for your family, 24-hour assistance with your medical care and more.

Choose the Single Trip or Multi-Trip Annual emergency medical plan.

Trip Cancellation & Interruption Travel Insurance

You plan all of the details of your trip but have to cancel unexpectedly before or even after you are set to leave.  Medical emergencies, cancelled business meetings, weather delays and event cancellation (weddings, concerts) are just a few of the unexpected risks covered by the Trip Cancellation & Interruption plan.

We offer even more coverage if you also purchase the Trip Delay Upgrade option.  $500 per day for out of pocket expenses, up to$200 to attend a ticketed event and we'll match your ticket class to fly you to where you need to be.

Choose the Single Trip or Multi-Trip Annual Trip Cancellation & Interruption plan.

Baggage Loss, Damage & Delay Travel Insurance

You arrive at your destination, but your luggage does not.  Your luggage, personal items, cash or passport are lost or stolen.  If you purchased Baggage Loss, Damage & Delay travel insurance from Steinbach Financial, you are covered.  What about other items you are taking with you like sporting goods (golf clubs, skis), laptops and computer equipment?  Those items can be covered as well if you purchase one of the Optional Extra Baggage Coverage options.

Traveling with more expensive luggage or personal items?  Purchase the Increased per Item Limit option and your coverage increases from $500 to $1,000, per item or set of items.

Choose the Single Trip or Multi-Trip Annual Baggage Loss, Damage & Delay plan.

All-Inclusive Packages

Receive a special discounted rate if you purchase Emergency Medical, Trip Cancellation & Interruption and Baggage Loss, Damage & Delay in the All-Inclusive Single Trip Medical package or the All-Inclusive Multi-Trip Annual Medical package.

We also offer a special discounted rate if you purchase Trip Cancellation & Interruption and Baggage Loss, Damage & Delay in the All-Inclusive Single Trip Non-Medical package or the All-Inclusive Multi-Trip Annual Non-Medical package.